Zilch is a groundbreaking financial technology company that offers a unique interest-free credit service, allowing consumers to spread the cost of their purchases over six weeks. By integrating directly with retailers and providing a seamless shopping experience, Zilch aims to revolutionize the way people manage their finances and make purchases online.
Overview
Zilch combines the convenience of traditional credit with the benefits of modern fintech solutions. It provides users with a virtual card that can be used at thousands of online retailers. With Zilch, users can split their payments into four equal installments, paid every two weeks, without incurring any interest charges.

Key Features
No Hidden Fees
Zilch prides itself on transparency. There are no hidden fees or charges, ensuring users only pay for what they purchase without any surprises.
Interest-Free Credit
Zilch offers a truly interest-free credit service. Users can make purchases and pay back the amount in four equal installments over six weeks, with no hidden fees or interest charges.
Virtual Card
Zilch provides users with a virtual card that can be used at a wide range of online retailers. The card integrates seamlessly with major payment processors, making it easy to use for everyday shopping.
Instant Approval
Signing up for Zilch is quick and straightforward. Users can get approved instantly and start shopping right away without the need for a lengthy credit check process.
Smart Spending
Zilch helps users manage their spending by providing real-time notifications and insights into their spending habits. This promotes responsible spending and helps users stay within their budget.
Wide Acceptance
Zilch is accepted at thousands of online retailers, including popular stores like Amazon, eBay, and ASOS. This broad acceptance makes it a versatile tool for everyday shopping.
Earn Rewards with Zilch virtual
Mastercard.

Zilch Virtual gives you the flexibility to pay over time or pay in full to earn Rewards.
Even better, using our app gets you more deals and higher rewards.
Final Verdict
Zilch stands out as an innovative and user-friendly interest-free credit service, perfect for those looking to manage their online shopping expenses more effectively. Its seamless integration with a wide range of retailers, coupled with its transparent and interest-free model, makes it an attractive option for consumers.
If you’re looking for a flexible and transparent way to manage your purchases without incurring interest, Zilch is definitely worth considering.
More time. More Rewards. And up to £2250 credit.